Month Left Over at the End of the Money?

Month left over at the end of the money?

Are you telling your money where to go or is your money telling where it went?

Questions about money? Ever heard of Dave Ramsey? He is the man of our time for Financial FREEDOM based on the freedom in Christ Jesus.

I am amazed of the tumultuous financial situations of our day regarding individuals, families, corporations, governments and churches. All have forgotten how to say 'NO!' to the pull of marketing on our uncontrolled binges. Where is the discipline? Budgets are usually thought of as medieval forms of torture, but they are vehicles of planning, discipline and focus that allow us to prepare for Murphy showing up in life. Dave Ramsey is well known for pointing the advantages of having a life emergency and it not also be a financial emergency. A life crisis does not also have to be a financial crisis.

For more information: daveramsey.com

A Family Budget

with Recommended Percentages

• Giving: 10-15 %
• Saving: 5-10 % Emergency Fund, Retirement, College Fund
• Housing: 25-35 % Mortgage(s), Furniture, Insurance, Taxes
• Utilities: 5-10 % Electricity, Water, Gas, Phone, Cable, Trash
• Food: 5-15 % Grocery, Restaurants
• Transportation:10-15 % Car Payment(s), Gas, Oil, Repairs, Insurance, Tags, etc.
• Clothing: 2-7 % Children, Adults
• Medical/Health 5-10 % Disability Ins., Health Ins., Dentist, Meds, etc.
• Personal: 5-10 % Life Ins., Education, Gifts (incl. Christmas), Blow Money
• Recreation: 5-10 % Entertainment, Vacation
• Debts: 5-10 % Credit Cards, Student Loans, Gas Card, etc.
  

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Email: flsministries@bellsouth.net

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